Debt equals financial slavery. From the outside, it seems somewhat harmless to meet your monthly minimum. But look below the surface. You're chained to an unsatisfying job just to keep your head above water. Before you can release others from the bonds of social injustice, you must help yourself first. Pay off those high-interest credit cards first. And don't fall into a debt consolidation plan out of desperation: you'll probably end up worse off. Commitment and discipline will bring relief.