If you let yourself be hypnotized by the 'glamorous life' and the unrealistic expectations of modern culture, you could wake up tomorrow with an empty wallet or a melted credit card. You should not overspend right now, no matter how easy it may be to justify or rationalize doing so. Layaway plans, big sales and enticing rebate offers are all just tricks to get you to part ways with your hard-earned money: but you're too smart to fall for any of these ploys, right?