Transportation is a biggie for you right now, and if you do a little sleuthing, you can save lots of money. Here's a great way to cut back on car insurance: re-evaluate your annual mileage. If you've overestimated, you're needlessly throwing away cash. Contact your insurance agent, and adjust your policy accordingly. This is a great option if you've increased your reliance on public transportation. And don't double pay for health coverage if you already have solid health insurance.