There is a big difference between being cheap and being thrifty, and you need to know what that difference is today. Someone whose favor you seek needs to see somebody generous when they look at you: not someone who is suspicious and selfish. Your money is yours to spend however you wish, but do not skimp on the wrong things. Being a bad tipper isn't going to get you further ahead on your savings goal: but it's a great way to make a bad impression.