Learn to be flexible when it comes to spending your money. Stretching your dollar isn't easy, and often times takes creative thinking. Compromise when possible. You don't always need the latest gadget to be in the know. Try for one day not to buy a single item. Eat breakfast at home. Bring a thermos of coffee to work. Make your own sack lunch. Stay away from vending machines and squelch any opportunity to impulse shop.